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Category: Uncategorized

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Personal and Corporate Bankruptcy EOY

What’s The Difference Between Personal and Corporate Bankruptcy?

October 10, 2019E. Orum Young

Throughout life, there are instances when navigating finances can become overwhelming. For individuals and businesses experiencing unmanageable debt, filing for bankruptcy is a viable solution that can offer you a fresh start. There are, however, major differences between personal bankruptcy and business bankruptcy that you should understand before filing. If you’re investigating the possibility of…

homestead-exemption-home

How to Find Out if You Have a Homestead Exemption

February 27, 2018E. Orum Young

When filing for bankruptcy in Louisiana, whether Chapter 7 or Chapter 13, there are many factors to consider. “What assets are protected and what assets can be sold” is one of the most frequently asked questions. The reason being is that due to a lack of information, many people come up with their own assumptions…

bankruptcy calculations

What is the “Means Test?”

September 30, 2017E. Orum Young

If you have considered filing Chapter 7 bankruptcy, you have likely heard about the Means Test. The purpose of the test is to determine whether or not you can afford to pay off your debts. The courts determine eligibility through the analysis of income, payments, and expenses. If they find that you can afford to…

bankruptcy finances

The Difference Between Secured and Unsecured Debt

June 4, 2017E. Orum Young

The sad truth is that millions of Americans are currently in debt. It may seem tough to stay out of debt but the secret to managing your debt is to understand it. Not being fully aware of the type of debt you have can lead to many unforeseen consequences. You may allow one debt to…

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