Wage Garnishment Overview Wage garnishment is a way for creditors to collect any debt you’ve incurred. Whoever handles your paycheck has to withhold some amount from your income. Your employer will send this amount to your creditors. The process is repeated until you pay back the amount you owe. Federal law places a limit on…
Many people are discouraged from filing for bankruptcy because of how much it tanks their credit score. However, there are plenty of easy and reliable ways to build up your score. Bankruptcy protection is one of the few rights Americans have to give them a fresh start at a secure financial future. Even after bankruptcy,…
People with disabilities, serious physical or mental impairments, or severe medical conditions experience a lot of difficulties throughout their lives. Whether full or partial disability, it has a great impact on the life of a disabled person. It is never easy to adapt to changes, but there are various ways on how to overcome the…
If you’re no longer capable to work due to an injury or illness, you may be qualified to apply for Social Security Disability benefits or SSD benefits. Statistically, hiring a disability attorney notably increases the probability of winning your case. A social security lawyer can help you in your appeal because they know all the…
People with disabilities deserve to live a comfortable life, free from unnecessary hardship much more than their medical conditions. Their beneficiaries deserve a happy life, too. If you’re a disabled person, you might have considered hiring a disability attorney to help get your disability benefits. A claimant has to fit the disability criteria established by…
If you have made debts that you are no longer able to fulfill, the U.S. Federal bankruptcy code offers you debt relief through filing for bankruptcy. The common chapters for personal bankruptcy are in Chapter 7 and Chapter 13. Chapter 13 bankruptcy is called the wage earner’s bankruptcy because it simply reorganizes your debts into…
It’s been a year since the COVID-19 pandemic started. Most Americans suffered a great deal: health problems, loss of loved ones, and financial problems. Businesses that were not able to cope with the virus are faced with the decision about whether or not to file for bankruptcy. The bankruptcy process helps a business repay or…
Social security disability benefits can be quite a complicated subject matter. Unless you are working for the social security office, the majority of matters related to disability benefits are only vaguely known or even heard of. To help shed light on disability claims and disability payments, below are eight SSA-related questions that are frequently asked….
Deciding on which bankruptcy chapter is the best for your bankruptcy case will depend on your monthly income and assets, among other things. For example, a substantial amount of income might prevent you from bankruptcy filing under Chapter 7 (liquidation bankruptcy). In case you have any personal property that you would want to keep, you…
Everyone wants to have a debt-free life. As we grow older, we all want to experience financial freedom. For bankrupt companies or individuals who are struggling with debt, all they want to do is to pay back all their debts to get a fresh start. Among the different types of bankruptcy, Chapter 7 is considered…
