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Month: January 2020

Home 2020 January
Short and Long Term Impact of Bankruptcy

What’s The Short and Long-Term Impact of Filing for Bankruptcy?

January 22, 2020E. Orum Young

If you’ve been thinking about filing for bankruptcy and it feels like an extremely difficult decision, know that you’re not alone. Bankruptcy might seem like an easy way to erase your debts — or a decision that’s going to seriously impact your finances, credit history and ability to secure future loans. Both observations are correct. …

Business Credit Card Debt and Bankruptcy

What Happens to Your Business Credit Card Debt When You File Bankruptcy?

January 14, 2020E. Orum Young

If you file for bankruptcy, it’s going to impact your ability to hold a credit card. In some instances, a person filing for Chapter 7 bankruptcy will try to keep one credit card with a $0 balance. But they will usually find the card gets canceled once the bank learns of the bankruptcy since credit…

Means Test for Chapter 7 Bankruptcy

What Is the Means Test for Chapter 7 Bankruptcy?

January 7, 2020E. Orum Young

When people fall on tough times and struggle to pay their bills, they often turn to Chapter 7 bankruptcy for relief. Chapter 7 clears away a lot of your unsecured debts and helps you reset your finances.  But first, you have to qualify for Chapter 7, and while many do, there are requirements for filing…

January 2020
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