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Month: August 2017

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Key Differences Between Chapter 7 and Chapter 13 Bankruptcy

August 28, 2017E. Orum Young

Debt accumulation is an issue millions of Americans deal with and comes in many various forms. Consumer debt is one of the most common debts, originating from the likes of credit cards and payday loans. High interest rates can make it nearly impossible to become debt-free, forcing people to consider bankruptcy as a viable debt relief…

Key Differences Between Chapter 7 and Chapter 13 Bankruptcy

August 20, 2017E. Orum Young

Debt accumulation is an issue millions of Americans deal with and comes in many various forms. Consumer debt is one of the most common debts, originating from the likes of credit cards and payday loans. High interest rates can make it nearly impossible to become debt-free, forcing people to consider bankruptcy as viable debt relief…

Exempt vs. Nonexempt Assets in Louisiana Bankruptcy

August 4, 2017E. Orum Young

Lawyers refer to Chapter 7 bankruptcy as “liquidation bankruptcy” for a reason. During the process, assets are identified and categorized as either exempt or nonexempt. You are expected to honestly identify all of your assets to the courts or face legal repercussions. The topic of exempt and nonexempt assets is a state-to-state issue with an…

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